Fixed Annuities - Deferred investments which pay stated rate of return for a stated period and provides the added security of a stated minimum interest rate. These annuities are best for helping you to meet your long term goals. A fixed annuity may allow you to achieve potentially higher returns because taxes are generally deferred, a feature that allows you to benefit from the effects of compounding in three ways: You earn a return on your investment; on your earnings; and on the money you would otherwise have paid in taxes. Get a quote on a fixed annuity to begin the process of securing a fixed annuity now.

Equity Indexed Annuities - These annuities guarantee a minimum return combined with the growth potential of the stock and bond market. Indexed annuities are tied to the performance of a stated index and are tax deferred until you begin to make withdrawals. Learn how you can maximize your earning potential through an indexed annuity by requesting a quote now.

Immediate Annuities - provide current income. You can arrange your annuity to provide income that is guaranteed for as long as you live. And, in many cases, you can also include a provision that allows your beneficiary to receive the income in the event you die prematurely. Request a quote on an immediate annuity and see how you can guarantee a steady income stream.

Variable Annuities - are deferred investments that have the same tax benefits of deferred fixed annuities, but their rate of return varies according to the returns of investment sub-accounts. You select the sub-accounts you want to invest in and decide how much risk you want to take. By allocating portions of your investment to different asset classes, it is possible to achieve a balance between risk and potential reward that is suitable for your particular circumstances. Take control of your investments by requesting a quote on a variable annuity.

CD Type Annuities - Annuity products where the number of years the interest rate is guaranteed is the same as the number of years the surrender charge exists. For example; annuities products that have a 5 year guaranteed interest rate and a five year surrender charge would be considered CD Type Annuities.

Fixed Deferred Annuities - Offer a guaranteed interest rate for a set period of time. Your earnings grow tax deferred until you begin to withdraw your income. Because your principal and interest rate are guaranteed by the issuing company, it is important to consider a strong, stable company that will be there tomorrow. The company generally resets the interest rate periodically, but guarantees the rate will never fall below a minimum rate stated in your contract.

Variable Deferred Annuities - Offer investment choice and flexibility. Variable annuities offer a range of stock and bond investment choices that can provide higher returns than a fixed rate account, but the returns are not guaranteed. Many variable annuities also offer a fixed rate account. All of your earnings grow tax deferred until you begin to withdraw them.

Bond Indexed Annuities - Provides the choice of different "Bond Strategies" or "Bond Portfolios" each with it's own investment objective. These portfolio's or strategies are modeled after the portfolios of some well known bond indexes. Bond indexes that companies are currently modeling their portfolios after include Merrill Lynch Convertible Bond Index Total Return, Lehman Brothers High Yield Bond Index, Lehman Brothers Government/Corporate Bond Index etc.