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  : : : : : : 1 Advantage Fixed Annuities: Annuity Basics

 

 

1 Advantage Fixed Annuities Basics

Securing your loved ones futures is important, and we can make that process simple, the way it should be. You can begin the process now, by simply choosing the product below that you are interested in.

We pride ourselves on our outstanding customer service. Our simple approach to the insurance shopping and buying process makes us unique in the industry.

A fixed annuity is a deferred investment which pays a stated rate of return for a stated period and provides the added security of a stated minimum interest rate. These annuities are best at helping you meet your long-term goals. A fixed annuity may allow you to achieve potentially higher returns because taxes are generally deferred, a feature that allows you to benefit from the effects of compounding in three ways: You earn a return on your investment; on your earnings; and on the money you would otherwise have paid in taxes. Get a quote on a fixed annuity to begin the process of securing a fixed annuity now.

Indexed annuities guarantee a minimum return combined with the growth potential of the stock and bond market. Indexed annuities are tied to the performance of a stated index and are tax deferred until you begin to make withdrawals. See how you can maximize your earning potential through an indexed annuity by requesting a quote now.

Immediate annuities provide current income. You can arrange your annuity to provide income that is guaranteed for as long as you live. And, in many cases, you can also include a provision that allows your beneficiary to receive the income in the event you die prematurely. Request a quote on an immediate annuity and see how you can guarantee a steady income stream.

Variable annuities are deferred investments that have the same tax benefits of deferred fixed annuities, but their rate of return varies according to the returns of investment sub-accounts. You select the sub-accounts you want to invest in and decide how much risk you want to take. By allocating portions of your investment to different asset classes, it is possible to achieve a balance between risk and potential reward that is suitable for your particular circumstances. Take control of your investments by requesting a quote on a variable annuity.

 

 

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