Variable Annuities - are deferred investments that have the same tax benefits of deferred fixed annuities, but their rate of return varies according to the returns of investment sub-accounts. You select the sub-accounts you want to invest in and decide how much risk you want to take. By allocating portions of your investment to different asset classes, it is possible to achieve a balance between risk and potential reward that is suitable for your particular circumstances. Take control of your investments by requesting a quote on a variable annuity.